Yes Ripple is good investment because many bank which start addoption of Ripple in their businesses such as, SBI Ripple Asia Partners with Payment Card Consortium in Japan To Combat Fraud
SBI Ripple Asia has recently partnered with the Japanese Payment Card Consortium to fight fraud with blockchain technology.
BankTech’s article
https://www.bankingtech.com/2018/11/sbi-ripple-asia-leads-payment-fraud-fight-in-japan/ that the members of the Japanese Payment Card Consortium include nine credit card issuers and two payment-card technology providers, namely, American Express, Aeon Credit, Epos Card, Orient, Credit Saison, TD, JCB, Toyota Finance, Sumitomo Mitsui Card, Sumitomo Mitsu Trust Club, and TIS and Hewlett-Packard Japan.
TID, a member of R3 consortium of banks, will also develop a data sharing system on Corda. For the Proof of Concept (PoC), the information is shared amongst the participating card companies. The consortium, however, will consider sharing information with others involved in the industry such as merchants, and payment service providers (PSPs). By sharing the information with the appropriate scope, content, and to the correct stakeholders, the PoC may hopefully aid in the prevention of fraud.