Ripple a digital fiat currency or a cryptocurrency

[masudginanjar]

Ripple is a centralized currency, and it can be called crypto even despite this stuff. It is not any kind of fiat definitely. However, it cannot be also compared with real cryptocurrencies.

As far as I know the Ripple coins owned by the team are around 70%, not nearly as full as the team (for example 99%).
But with this centralized system many say that Ripple is fully centralized, but it is clearly not centralized because there are still 30% of Ripple coins around the world scattered as dencetralized. Cmiiw

[Rembang]

if in my opinion ripple is a decentralized digital currency that is very good and has a lot of cooperation with banks, and ripples have great potential and become very good coins in CMC after bitcoin and ethereum.

[mimikri]

if in my opinion ripple is a decentralized digital currency that is very good and has a lot of cooperation with banks, and ripples have great potential and become very good coins in CMC after bitcoin and ethereum.

It is centralized, and it is even not real cryptocurrency. being a virtual currency, it is not the worst choice for the bank operations and it can replace SWIFT at least (it might happen very soon).

[Bitdog]

Ripple is the digital fiat currency because ripple is connected with many banks  and need regulations so this is the digital banks systems also ripple has smart crypto Blockchain technology  here by it connected with many banks and still stable in third position in cryptomarket.

[Bobcrypto]

Ripple (xrp), is an open payment system in beta, or simply put, a distributed, open-source payments system that’s still in beta. It been developed to make payments and transactions a free flow around the world.