I will select possibility one, as a result of I even have unhealthy expertise with holding altcoins, i still lose seventy fifth of my cash since i bought altcoins last October. Bitcoin is that the safest bet. however if i will have my very own possibility, i'll use 20k to shop for bitcoin, 20k to shop for regular stock in regular market, and also the remaining 10k i'll use to deposit on saving platform supported blockchain like aieve's peculium