Everytime those "next year" or "next decade" predictions aren't delivering for many and on the other hand for some the expectations are fulfiled handsomely like with mentioned here Bakkt. The most interesting things will happen in the next years, 2019 has been somewhat stagnant for me - nothing unusual happened, I didn't move my assets a lot, but it's true - it's been a better year than 2018 definitely. It's all just the prelude to the massive adaption of cryptocurrencies, I just hope it will happen very soon. The thing that worries me is increasing number of hacks, thefts and hoaxes, hope 2020 will deliver some solutions there.