Not like we are lacking anything like this already ,its not really that interesting. XRP has always been interested in trying to make payments easier, but the reality is that with crypto things are easy enough anyway, so its not really that complicated to use just simple crypto to move even millions from one place to another. It could be on the other side of the world too, I don't care if you are sending it from Germany to japan, or from south Africa to Canada, its going to be easy and you can do it very quickly compared to many other alternatives as well. Its also an investment at the same time, so its great. XRP and these products mean nothing to me, never did.