The digital wallet or electronic wallet, which is an electronic application that organizes all financial movements, this wallet contains all the user data for that card in an encrypted format, and thus it is installed on the personal computer or stored on a hard disk or any other tool through which that data can be saved and used To pay online .
Digital wallets appeared due to the urgent need to use them and ease of communication via the Internet, and the consequent facilitation of operations such as purchases, which include small or large cash transfers, and thus the speed of their access to the other party. There are many major companies and banks that use e-wallets technology through Internet pages, by using devices supported by many secure programs in addition to a protocol called (Secure Financial Transaction Protocol), which is called Layer Secure Socket
The electronic wallet can be used on a computer or a mobile phone.