In this economic crisis due to Covid19 in which this pandemic has driven global interest rates even lower., DeFi potentially offers much higher returns to savers than high-street institutions: Compound, for example, has been offering an annualized interest rate of 6.75% for those who save with stablecoins. Not only do you get interest, but you also receive Comp tokens, which is an added attraction. With most of the people without bank accounts in possession of a smartphone, DeFi also has the potential to open up finance to them.