In my opinion; i think crypto currency is not a place where you just buy tokens and lock up and decide to wait for 10 years; no it doesn't work that way. Crypto currency market is a growth market; which means you have to keep tabs, research, stay updated even while hodling; so that you do not miss even the smallest information such as token swap, migration, ath etc. Some tokens perish too; would you wanna risk that ?
If you want to hodl tokens for a whole decade; i advise u to focus on bitcoin, etherum, litecoin and other top top tokens on coinmarketcap; but also do your own research, nobody expected xrp to struggle.