It is of no doubt s that these critics are used to the old fashion system of centralization and adaptation is far reachable in their niche of life. I don't normally blame them because they do not understand the significance of decentralization in the application of their financial lives. There is still more work to be done pertaining to the Bitcoin and cryptocurrencies awareness creation.
You said : "they do not understand the significance of decentralization in the application of their financial lives."
I don't think they don't understand it, I think they don't WANT understand it.
It's not the same.
People are blind because they want to be blind.
So criticizing something you don't understand is easy and so human...
