BNB and XLM is good option to hold and the risk factor is also very less on these coins. I personally buy and hold Matic, Wpp, BABB, Citizen Finance, Ntvrk, and AME as most of these coins are very down to their ATH except Matic so it's a good time to have it in the portfolio apart from these coins there are several other high potential coins that be considered to hold it for long term.