But mate, anything can still happen, we have a cryptocurrency, though not many people considered it a decentralized coin, but many bank are embracing it. While nearly all cryptocurrencies designate themselves as an international currency or asset class, Ripple has taken the global approach to a new level with an emphasis on being a tool for banks around the world. I think world bank may decide to lunch it own coin in the future to complement the gain or advantages of the world growing cryptocurrency and the blockchain technology in my opinion.