Well I've seen both highs and lows in this crypto market and i have had my share of it just as i have also seen some individuals becoming rich while others fall into huge debt...Those who avoided the market completely are still caught in the space of regret, caution, and outright condemnation and as the market recovers, many are obsessed with charts...well my focus remains on DCA(dollar cost averaging) just like you and the broader adoption of blockchain technology, rather than the price.
There will always be two sides to the coin where some are successful in making money, but not a few, as you said that many are also in debt. This is a phenomenon that has occurred in the crypto-journey so far.
Actually, we are given the gift of being able to respond to everything well and, with common sense, nothing is instant. It needs a process, but those who want instances sometimes ignore the analysis that should be done so as not to fall into difficulties later.
If you are not able to trade, it is better to avoid or learn slowly. If you want to be safe, invest in a DCA scheme that makes sense, and has been proven to be very good to use.