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Slow and steady they say wins the race, and this phrase is completely true when practicing the DCA strategy. One major advantage of this Bitcoin accumulation strategy is that, it helps one ride out the effects of temporary market fluctuations and like you've pointed out, gives one more courage to HODL for the long-term by creating a more conducive environment and stabilizing your emotions even in the face of unfavorable market conditions l, because you're only putting in a part of your income into your investment, and this part is mostly money you don't plan to use in a long time, it's more like throwing some money into a piggy bank with hope of saving it for a long time.
I completely agree with you.
Bitcoin accumulation strategy through DCA is a part of people's disposable income which runs for a long time. In the long run, every buy signal every week or month will eventually make your portfolio look unit price decent. As well as the size of the Bitcoin stack. One of the advantages of DCA is that it is a universal method that allows people of all classes, rich and poor, to own bitcoin. But you are recommendation to keep floating cash to meet urgent needs to keep the DCA strategy going for a long time. So that you can meet urgent needs by using floating cash fund without withdrawing your investment. The objective is to continue accumulating bitcoin for the long term.
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I'm pretty sure I didn't say this or maybe you misunderstood my point or maybe you didn't state it well.
Bitcoin accumulation via the DCA strategy is not a part of a person's or people's disposable income but instead, a person can device a way to use their disposable income to buy more Bitcoin via the DCA strategy.
A person's disposable income refers to any amount of money and individual has left or available after taking care of other important expenses and there's nothing more to take care of, in other words, it can be known as leftover or free money, so integrating a part of your disposable income coupd be a prettt cool way to boost your accumulation speed.
And yeah, you're damn right that the DCA strategy could be seen as a universal strategy which could be adopted by anyone regardless your financial status, what matters is staying consistent and devoted.