OPAY SCAM

[Maxwell99]

Omo opay scam na be the latest trends for Niger oo many losses everywhere red, everywhere you go people dey complain about their money wen loss say opay don scam them, this na the new format for scammers for Nigeria now, Delta boys na dey do this thing pass them, go just call you for phone say opay dey do 25,000 naira giveaway make you call your the code web them go send u to receive your money once you call am them don hack ur opay account asap withdraw all your money.Take note opay no go call u on phone any day to ask you to send code for anything any call you receive like that just ignore am na scammers.

[Sim_card]

This one na old pattern odf scam, because me I still see am, like the same scam wey person go call you tell you sayhim dey call from your bank make you give am your last 4 digits pin for your ATM card, say if not the bank go block your ATM card, and you wey no understand say Bank no dey call customers for such issue, you go fall mugu for them, and them go wipe out your account. We need not to believe or put mind for free things because all of them na scam.

[Maxwell99]

This one na old pattern odf scam, because me I still see am, like the same scam wey person go call you tell you sayhim dey call from your bank make you give am your last 4 digits pin for your ATM card, say if not the bank go block your ATM card, and you wey no understand say Bank no dey call customers for such issue, you go fall mugu for them, and them go wipe out your account. We need not to believe or put mind for free things because all of them na scam.

My brother many ignorant people dey wen go still fall for this scam all those illiterate wen just go open account or their children open account for , most people till now never hear of this scam of a thing especially those for rural areas, e still get people wen go send their bvn and nin for just call because the area wen them dey no dey exposed.

[Cantsay]

Omo opay scam na be the latest trends for Niger oo many losses everywhere red, everywhere you go people dey complain about their money wen loss say opay don scam them, this na the new format for scammers for Nigeria now, Delta boys na dey do this thing pass them, go just call you for phone say opay dey do 25,000 naira giveaway make you call your the code web them go send u to receive your money once you call am them don hack ur opay account asap withdraw all your money.Take note opay no go call u on phone any day to ask you to send code for anything any call you receive like that just ignore am na scammers.

I never receive this one for opay before but the one wey don happen to me before nah when I go open account for bank (the very first account wey I open) so them say make I come back in three days time since I wan do my Bvn join.

Omo when I go bank the stipulated time - I receive call as I Dey front of the guy wey Dey open, the caller tell me say him Dey work for the bank and dem need my account number and Bvn so that them fit run something for me make my account for work well - I talk to the agent wey Dey my front he confirm say nah scammer call me nor be their agent.

The thing wey baffle me be say - how those guys take know the day wey I come generate my Bvn? And also get my number? Most of these things I Dey reason say nah insider job.

[Tribalchief]

Omo when I go bank the stipulated time - I receive call as I Dey front of the guy wey Dey open, the caller tell me say him Dey work for the bank and dem need my account number and Bvn so that them fit run something for me make my account for work well - I talk to the agent wey Dey my front he confirm say nah scammer call me nor be their agent.

The thing wey baffle me be say - how those guys take know the day wey I come generate my Bvn? And also get my number? Most of these things I Dey reason say nah insider job.

I fit relate to this, because Similar thing done happen to me. The period wey I go bank for bvn related matter, when I reach house, I also receive call from unidentified caller that identified himself as a bank worker. I come reach a conclusion say:

Every bank wey dey this country get inside man wey dey give/sell our phone numbers to scammers.

Because, there is no wey this people dey dial random numbers, due to how accurate them take they target their victims.

Delta boys na dey do this thing pass them, go just call you for phone say opay dey do 25,000 naira giveaway make you call your the code web them go send u to receive your money once you call am them don hack ur opay account asap withdraw all your money.

In as much as we don't support fraud, abeg try not to mention any specific tribe or culture. And note, them no dey hack, the code wey dem dey ask for na basically like a recovery password to the opay account. T for Thanks.

[Maxwell99]

Omo opay scam na be the latest trends for Niger oo many losses everywhere red, everywhere you go people dey complain about their money wen loss say opay don scam them, this na the new format for scammers for Nigeria now, Delta boys na dey do this thing pass them, go just call you for phone say opay dey do 25,000 naira giveaway make you call your the code web them go send u to receive your money once you call am them don hack ur opay account asap withdraw all your money.Take note opay no go call u on phone any day to ask you to send code for anything any call you receive like that just ignore am na scammers.

I never receive this one for opay before but the one wey don happen to me before nah when I go open account for bank (the very first account wey I open) so them say make I come back in three days time since I wan do my Bvn join.

Omo when I go bank the stipulated time - I receive call as I Dey front of the guy wey Dey open, the caller tell me say him Dey work for the bank and dem need my account number and Bvn so that them fit run something for me make my account for work well - I talk to the agent wey Dey my front he confirm say nah scammer call me nor be their agent.

The thing wey baffle me be say - how those guys take know the day wey I come generate my Bvn? And also get my number? Most of these things I Dey reason say nah insider job.

Bro most of the calls are from the works from the bank I don't know why someone will be so wicked such as to collect money from innocent citizens, you will be happy to fraud others and collect their sweat, I will advise all those reading this post stay out of fraud and avoid being the victim.

[Agbe]

Omo opay scam na be the latest trends for Niger oo many losses everywhere red, everywhere you go people dey complain about their money wen loss say opay don scam them, this na the new format for scammers for Nigeria now, Delta boys na dey do this thing pass them, go just call you for phone say opay dey do 25,000 naira giveaway make you call your the code web them go send u to receive your money once you call am them don hack ur opay account asap withdraw all your money.Take note opay no go call u on phone any day to ask you to send code for anything any call you receive like that just ignore am na scammers.

They always tell people that no bank would ever call you be it a commercial or online bank, they can send a message if it's urgent but calls is completely impossible, this is what they keep telling people so they don't end up getting scammed but they are still falling for such an old trick. A woman's account was swiped because she shared her card details with someone that called her claiming to calling from her bank, always take note of this tricks

[Cantsay]

Omo opay scam na be the latest trends for Niger oo many losses everywhere red, everywhere you go people dey complain about their money wen loss say opay don scam them, this na the new format for scammers for Nigeria now, Delta boys na dey do this thing pass them, go just call you for phone say opay dey do 25,000 naira giveaway make you call your the code web them go send u to receive your money once you call am them don hack ur opay account asap withdraw all your money.Take note opay no go call u on phone any day to ask you to send code for anything any call you receive like that just ignore am na scammers.

They always tell people that no bank would ever call you be it a commercial or online bank, they can send a message if it's urgent but calls is completely impossible, this is what they keep telling people so they don't end up getting scammed but they are still falling for such an old trick. A woman's account was swiped because she shared her card details with someone that called her claiming to calling from her bank, always take note of this tricks

Most of this scammers tend to instill fear in their victims - just imagine you had millions in your account and all of a sudden your phone rings and the person on the other end reads out all your details and told you that there was a security breach in their server and they are currently contacting all customers with high balance so as to be able to help them secure their account balance from being drained.

Just imagine this scenario - there’s a high chance that many of those that will receive this call will give them whatever they asked for fear of them loosing their whole balance to the breach.

[The transformer]

The strategy fit still dey work, like some criminals for oil regions you see them with file good looking una meet him go introduce himself with high profile say him fit gi you work for companies say him na contact person out of desperation, many people don fall and people still dey fall.

Concerning scamming, some bank workers even managers know plenty hacker wey them dey work with. Like last week I try recharge ma line, network Probs Com come up wey make I no put ma pin to complete transaction, the next thing na debit alert till now I no see ma card.
Also now for nija scamming dey almost glorified by the people.
All this dey make the matter harder.

[Cantsay]

The strategy fit still dey work, like some criminals for oil regions you see them with file good looking una meet him go introduce himself with high profile say him fit gi you work for companies say him na contact person out of desperation, many people don fall and people still dey fall.

For naija person go just wake come meet you dey claim say him get job for you and you go just believe? Things not dey work like that for here now - even if person come like that most of us go dey skeptical of them because of the high rate of crime so we fit even take them as kidnappers.

Concerning scamming, some bank workers even managers know plenty hacker wey them dey work with.

It’s either their system has been hacked or they are truly associated with scammers because I remember when I went to create my BVN and the bank had issue with network and they couldn’t work on mine and I was told to return the following week - on getting home I received a phone call asking for my new account number and BVN claiming they were from the bank [they called all my details to me] and luckily for me I didn’t get my account number and BVN that day so I couldn’t give the caller and when I went back to the bank on the designated date I asked about the worker and they denied having any worker by that name.

When I called the number he answered and spoke like someone who knew nothing about being a bank worker.

Like last week I try recharge ma line, network Probs Com come up wey make I no put ma pin to complete transaction, the next thing na debit alert till now I no see ma card.
Also now for nija scamming dey almost glorified by the people.
All this dey make the matter harder.

You would have called the network provider or just complained to the bank and it could have resolved your issue.

[Hatchy]

This Opay scam no funny oo, i get one of my guy wen the thing don happen to, them thief him phone come hack him opay account through sim card, them come transfer him money finish before he fit login for another phone . scammers  no get joy this period ooo, some go dey call people, claiming say ₦5,000 giveaway dey and ask for  code. Once you give them the code, them gohack your Opay account and take all your money. Opay will never call you to ask for a code, so if you get such call, na scam. So to stay safe, no share your details or codes with anyone, careful with your phone too, no give anybody your phone hold am or not allow them thief am oo.

[Tribalchief]

This Opay scam no funny oo, i get one of my guy wen the thing don happen to, them thief him phone come hack him opay account through sim card, them come transfer him money finish before he fit login for another phone . scammers  no get joy this period ooo, some go dey call people, claiming say ₦5,000 giveaway dey and ask for  code. Once you give them the code, them gohack your Opay account and take all your money. Opay will never call you to ask for a code, so if you get such call, na scam. So to stay safe, no share your details or codes with anyone, careful with your phone too, no give anybody your phone hold am or not allow them thief am oo.

There are literally somethings/situations that doesn't require too many thinking but common sense. Like, how will someone send me a code, then contact me, and also ask me to tell him/her the code. Some kind things no they make sense for ear, because we suppose they fit quick identify all this small small scamming strategy. For that your guy situation, the people just use forgotten password take collect the OTP, wey them come use as new confirmation code to access the Opay account. Na why e dey good to act smart for some kind matter, because assuming that your friend get Opay card, he for just do max withdrawal take wipe the account by himself. But, so sorry for your friend.

[Cantsay]

There are literally somethings/situations that doesn't require too many thinking but common sense. Like, how will someone send me a code, then contact me, and also ask me to tell him/her the code. Some kind things no they make sense for ear, because we suppose they fit quick identify all this small small scamming strategy. For that your guy situation, the people just use forgotten password take collect the OTP, wey them come use as new confirmation code to access the Opay account. Na why e dey good to act smart for some kind matter, because assuming that your friend get Opay card, he for just do max withdrawal take wipe the account by himself. But, so sorry for your friend.

For naija everything suppose be brain brain stuff - first off, Opay or any other fintech app nor go just carry dey call their customers they announce say dem get giveaway for them - if at all dem go make use of that their pop up notification each time you open the app, so the phone call don already first tell you say nah possible scam, to make matter worse the person come still request for OTP through phone call, something wey Opay go even advice you not to do.

Well nah the guy loose guard - if he take simple precaution and analyze the whole situation he supposed know say nah scam dem wan try run am but him don use this one learn lesson sha next time he go dey at alert when stuff like this happen.

[Asiska02]

Omo opay scam na be the latest trends for Niger oo many losses everywhere red, everywhere you go people dey complain about their money wen loss say opay don scam them, this na the new format for scammers for Nigeria now, Delta boys na dey do this thing pass them, go just call you for phone say opay dey do 25,000 naira giveaway make you call your the code web them go send u to receive your money once you call am them don hack ur opay account asap withdraw all your money.Take note opay no go call u on phone any day to ask you to send code for anything any call you receive like that just ignore am na scammers.

As I check the date wey you post this topic say Opay scam person, e still dey show say na early this year and as e be so, this format na old one wey be say people no even they use am again, I mean the scammers no they make use of this format again. I no hear of any Opay scam throughout this year since we enter am but the way you dey talk now, I just dey feel say na people wey na ignorants na him dis thing affect pass because I no see the reason wey be say person wey get full knowledge about all this scams and the person dey educated them go come scam am. Abeg make we no see am like say na something wey no fit happen, e fit happen still but na the tendency of the thing happening na him we no too dey sure of.

[Mia Chloe]

Most of this scammers tend to instill fear in their victims - just imagine you had millions in your account and all of a sudden your phone rings and the person on the other end reads out all your details and told you that there was a security breach in their server and they are currently contacting all customers with high balance so as to be able to help them secure their account balance from being drained.
Just imagine this scenario - there’s a high chance that many of those that will receive this call will give them whatever they asked for fear of them loosing their whole balance to the breach.

You have a very nice point here. People tend to be very vulnerable to scams and hacks when they are scared, and this is where scammers take advantage of them most of the time. However I think if one should understand certain important things like an Opay staff would never call you to ask of and personal or sceptical details like OTPs or BVN and NIN. Anyways we still have to be very careful of the kind of information we share.

I think opay recently added a life face verification when you try to login on a new device. I don't know how effective it is but it should add a nice layer of security.