Have you ever gambled til you don't have money to stake on for further playing then you take a different dimension of staking with a valuable material?
No, I will admit that there are moments in my life that I become addicted to gambling, but I never gamble staking personal or valuable materials like car or a house. Although if I don't have the money to gamble, I will go and pawn some of my gold bracelets to gamble.
And then I will go and get it back once I win or if I didn't win, I will still go and look for money and get it back because I don't want for it to incurred a big interest in a month as if might be very difficult for me.
No?

You said No but yet you presents your jewelries for collateral just to get money and go staking on the gambling, I do not see any difference in it.
Even, the collateral system gets it worsen because you are conditional to be given funds with returns of profits expected and as time goes on your delay to pay back and get it back to the rate of the interests grows up.
Even if you were able to get the property back after repaying there it is still assumed that yes, you betted with your valuable materials but you are able to get them back with returns of the staked rated of money.
Hence you are not able to pay then you have lost it and it is a bygone.
No need beating around the bush, I have lost my valuable on the stake for gambling and it was on a P2P card games, the guy made away with my TV and I watched him walking out of my own house with my own accessory and I felt like attracting him because it was hard for me to withstand the situations but yeah, he made away with it and then thought me lessions of my life in gambling of staking with valuables