Maybe I understand this character a little, so I suggest managing an additional income... wherever it comes from, the important thing is additional income or a side job... then the money from that side job, spent in cryptocurrency, I suggest Bitcoin first. ..so for example, if you have spent 8 hours working a day, you can use the remaining hours specifically to add to your cryptocurrency portfolio... besides not disturbing your main finances, this side job will also still give you wealth when the Bitcoin bullrun arrives.
You will be safe from crisis, and you will grow.