I am actually thinking the same and I'm thinking if I invest now and then sell the investments that I made in the previous in two steps if they touch their recovery price I will sell them and hold the current investments for long term.
I am the worst at crypto investment plans. I don't know why always opposite happens to my plans. If I say that I will buy a hundred dollars worth of Polygon today and wait for the pump, the market will start to go down again and I will be at a loss. If I continue to do DCA on Polygon, it will continue to dump and soon it will end up being zero
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Then I would like request to don't go for the investment on polygon(matic) coin because I also don't want to see my fund being zero ;") hahah....
Kidding aside, I am trying to tell you how bad I am at crypto investment plans. But I feel like it's not a good time to invest in altcoins. Or even if you do, do it like DCA. We should wait till the next US election because people believe it will affect the market a little bit.
I want to also say that as a investor I am also like you, it has happened to me a lot when I made an investment, then the price of that coin has dumped 95% till date. Again when I refrain from investment, the market pumps again.
Thank you for your suggestion. I haven't made my investment in polygon yet, although if I did, I would have made a light profit, but I am doing market observation to see how the market will be after the USA election.