I wonder what kind of relationships you have if you cant trust anyone... that is weird to me. But, if that is your situation, you need to think about something else
With access to money, we should always be careful. Better than sorry.
Also, the matter of trust can be qualified in different ways. For example, taufik123 has trust in his wife, but is it the same with her judgment of other people? Can that trust be transferred to taufik123's wife's best friend?
Many find themselves in a difficult situation and under pressure may decide to borrow without approval because they have access to coins.