The holiday is usually a time where a lot of money is spent quickly out of budget because there is a popular saying that I’ve heard that December has no budget which means that budgeting in December is actually not useful, but I do not agree.
What plans have you made to ensure that you do not overspend in this holiday season??
There's no time of the year we should not make budget, if we truly don't want to spend without boarder on wants and not needs, as we know, December is a holiday season whereby we all have time to spend being together with our loved ones, hang out and have so many fun, which I believe shouldn't be nee to us any longer, we should plan for it right before the time comes, budget ourselves in surplus in other to enjoy the period without leaving any fun part of it behind.