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Author Topic: Investing money is different from savings.  (Read 2244 times)

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Re: Investing money is different from savings.
« Reply #30 on: March 10, 2025, 06:53:02 PM »
Many doesn't care about savings, either they are too skilled to lose their job or money making opportunity or just too dumb to realise the uncertainty of future. Money is important in our life but often people get fooled by the quotes like you can't buy everything with money.
I think most people care with savings. If the people have no savings, they may have no enough money for savings. We know that in most countries, we are getting more difficult to get proper jobs. And many people stopped from their regular jobs because they companies are closed. Well, I think people quite understand with the quote. Only people who live in the small village who don't push hard to get money because they have many basic necessities that they can take directly from natures.
They realise the importance only after ended up in bad situation not prior to that. If they were really thought about saving then they wouldn't be spending money on buying iphone every year even though the thing is almost same with little aesthetic changes. Or taking loans to buy things that are not really important but didn't buy gold or anything that appreciate value over the time.
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Re: Investing money is different from savings.
« Reply #30 on: March 10, 2025, 06:53:02 PM »

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Offline UNIVERSE

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Re: Investing money is different from savings.
« Reply #31 on: March 11, 2025, 11:09:00 PM »
They realise the importance only after ended up in bad situation not prior to that. If they were really thought about saving then they wouldn't be spending money on buying iphone every year even though the thing is almost same with little aesthetic changes. Or taking loans to buy things that are not really important but didn't buy gold or anything that appreciate value over the time.
I don't deny that there are people who have the attitude as you explained. But not everyone will have the same attitude, there are also people who care with savings but they have no capability to do it. The people in the villages, they are aware of savings, but they have no money to put on the banks as savings. But they are smart enough, they grow certain plants for their savings or investment in the future. Most of my neighbors in the village do things like that. I assume the people who live in the city who prefer buying Iphone.


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Re: Investing money is different from savings.
« Reply #31 on: March 11, 2025, 11:09:00 PM »

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Re: Investing money is different from savings.
« Reply #32 on: March 19, 2025, 11:13:47 AM »
Investing and savings is of two categories,they are both importants to humanity,savings means to store for future times to come,savings takes place when planning is ahead off,while investment comes with risk, but also the potential for higher returns,the both are very important factors for a healthy financial plan,but when going to investment you have to educate yourself before taking any positive decisions.
The two goes hand in hand. We invest inorder to get money to save and we save in other to make more investment. As a individual the two habit of saving and investment shouldn't be neglected, as they are both pivotal, neglecting this two or either of them can cause a future disaster or turn one into a beggar on the street. So if you are a salary earner or a business mogul, always ensure to adopt this  habit at least in a month have a percentage of your salary that goes into your savings and also into your investment account if you don't have one yet.
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Re: Investing money is different from savings.
« Reply #33 on: March 19, 2025, 06:15:47 PM »
Investing and savings is of two categories,they are both importants to humanity,savings means to store for future times to come,savings takes place when planning is ahead off,while investment comes with risk, but also the potential for higher returns,the both are very important factors for a healthy financial plan,but when going to investment you have to educate yourself before taking any positive decisions.
The two goes hand in hand. We invest inorder to get money to save and we save in other to make more investment. As a individual the two habit of saving and investment shouldn't be neglected, as they are both pivotal, neglecting this two or either of them can cause a future disaster or turn one into a beggar on the street. So if you are a salary earner or a business mogul, always ensure to adopt this  habit at least in a month have a percentage of your salary that goes into your savings and also into your investment account if you don't have one yet.
The two works together hand in hand but if an to choose between the two I will choose investment because investment is quite different from savings because in saving your money you don't expect anything in return but when you invest your money you are sure of something at the end of the day, so peoples should prioritize investing rather than savings because investing has a hole lot of advantages than saving even though the two works together

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Re: Investing money is different from savings.
« Reply #34 on: April 03, 2025, 07:08:07 PM »
The two works together hand in hand but if an to choose between the two I will choose investment because investment is quite different from savings because in saving your money you don't expect anything in return but when you invest your money you are sure of something at the end of the day, so peoples should prioritize investing rather than savings because investing has a hole lot of advantages than saving even though the two works together

@Agbe, it actually depends on what you want, saving and investing are two different things that are very important and serves different almost the same purpose but one of them can be relative to the other and it's savings that is relative to investment. The reason I said so is because, if you want to invest on an asset and you don't have the exact amount to buy that asset, what would you do to get the amount you want to use to buy the asset? What you do is to engage in saving some money every day, week or month, depending on when you always get your paycheck. So, the conclusion is that people save money so that they can use it to achieve a goal but no body is investing because they want to save money, people invest because they want to make more money through the ROI they get. Some times, savings doesn't generate much interest as much as investing does.

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Re: Investing money is different from savings.
« Reply #35 on: April 06, 2025, 02:50:15 PM »
The two works together hand in hand but if an to choose between the two I will choose investment because investment is quite different from savings because in saving your money you don't expect anything in return but when you invest your money you are sure of something at the end of the day, so peoples should prioritize investing rather than savings because investing has a hole lot of advantages than saving even though the two works together

@Agbe, it actually depends on what you want, saving and investing are two different things that are very important and serves different almost the same purpose but one of them can be relative to the other and it's savings that is relative to investment. The reason I said so is because, if you want to invest on an asset and you don't have the exact amount to buy that asset, what would you do to get the amount you want to use to buy the asset? What you do is to engage in saving some money every day, week or month, depending on when you always get your paycheck. So, the conclusion is that people save money so that they can use it to achieve a goal but no body is investing because they want to save money, people invest because they want to make more money through the ROI they get. Some times, savings doesn't generate much interest as much as investing does.
Every time we begin to strategize and possibly work on changing our financial status we tend to realise that in most cases; we cannot meet all targets immediately. There are voids, there are voids which are covered up by consistencies and from where habits evolve for the proper implementation of the overall concept. When it something that is directed,even the insignificant establishments become a good process.In this case,let’s find out where to and proceed regardless of the barriers laid in place of the small establishments. The fact that something is done quickly or slowly should not be a primary concern, the main focus is the ability to link the actions taken. Again, as soon as you make your choice, follow it, use the tangible things which may seem quite ordinary today, and, perhaps, in the course of time they will turn into the base of something important later.

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Re: Investing money is different from savings.
« Reply #36 on: April 17, 2025, 06:52:21 PM »
Investing is risky, but the reward can be high.
Yeah but that is really what it is since investment needs trial and error if you fail for the first time then expect to fail more if you have little to no knowledge about something you are interested into. That is why before investing it is a must to acquire ideas, patience, resourcefulness and courage to take the risks you might encounter along the path.

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Re: Investing money is different from savings.
« Reply #36 on: April 17, 2025, 06:52:21 PM »


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Re: Investing money is different from savings.
« Reply #37 on: April 17, 2025, 09:39:25 PM »
Investing is risky, but the reward can be high.

Except someone does not want a multiplication of there money will they choose to only save their money instead of investing it, we no investing is very risky but there is no how we can do it to bypass it, so to become rich or wealthy you must be a risk taker if not all your money will just go for saving since you do not have to risk it there, it will just be there waiting for consumption but such people will not easily experience serious growth because is a stagnated kind of live, as for me I don't hesitate to risk if is a realistic opportunity especially the one as Bitcoin.

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Re: Investing money is different from savings.
« Reply #38 on: April 17, 2025, 10:59:19 PM »
Investing is risky, but the reward can be high.
All investments have the risks. There is no investment free of risks, but crypto investment may have a higher level of risks. That's why we must be more careful in crypto investment. If we want to have investment with lower risk, we can choose physical assets such as Gold, Lands, properties, etc.

Anyway, savings has almost no risks. If you can't deal with the risks, you can choose savings only. But sure, there will be no chance of profits.  :D

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Re: Investing money is different from savings.
« Reply #39 on: April 22, 2025, 07:35:37 AM »
They realise the importance only after ended up in bad situation not prior to that. If they were really thought about saving then they wouldn't be spending money on buying iphone every year even though the thing is almost same with little aesthetic changes. Or taking loans to buy things that are not really important but didn't buy gold or anything that appreciate value over the time.
You are absolutely right. We are in tough situation currently. the economic is bad and we need to be realistic. Buying on necessary things like iPhone is not appropriate because come to think of it, the price of things increases within a short notice. But it's obvious that some people are yet to learn their lesson, despite the challenges they are facing, they still choose to live a fake life. Buying iphone to make them superior and look rich. Instead of them to invest in something that will held them a positive result and beneficial to them in future, they only lavish their income and don't even think about the future. Some people are unbelievable.
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Online bisdak40

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Re: Investing money is different from savings.
« Reply #40 on: April 22, 2025, 04:26:43 PM »
They realise the importance only after ended up in bad situation not prior to that. If they were really thought about saving then they wouldn't be spending money on buying iphone every year even though the thing is almost same with little aesthetic changes. Or taking loans to buy things that are not really important but didn't buy gold or anything that appreciate value over the time.
You are absolutely right. We are in tough situation currently. the economic is bad and we need to be realistic. Buying on necessary things like iPhone is not appropriate because come to think of it, the price of things increases within a short notice. But it's obvious that some people are yet to learn their lesson, despite the challenges they are facing, they still choose to live a fake life. Buying iphone to make them superior and look rich. Instead of them to invest in something that will held them a positive result and beneficial to them in future, they only lavish their income and don't even think about the future. Some people are unbelievable.
Yeah, true. Some people only think about saving when it's too late. They keep buying new iPhones or things they don’t need just to show off. Instead of using their money wisely, they waste it. Life is hard now, but they still don’t learn.


Online Dr.Bitcoin_Strange

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Re: Investing money is different from savings.
« Reply #41 on: April 26, 2025, 02:42:23 PM »
what i like to think about is that any of my investment is not money for me to spend that should be completely different from the money you are allowed to spend for daily transactions or something else i do not allow myself to touch or even look at the money i have in investment assets while savings can be spent but only for emergency purposes only i will go spend my savings first before the investments if i really had to

You are right but it depends on individual on how they view the two concept of both saving money and investment money, because these two serves in different purposes and they are good for an individual to adhere to, for it helps people in both to stand free from bankrupt and also it terms of emergency just as you said which will require money.

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Re: Investing money is different from savings.
« Reply #42 on: April 27, 2025, 11:38:25 PM »
Some people only think about saving when it's too late. They keep buying new iPhones or things they don’t need just to show off. Instead of using their money wisely, they waste it. Life is hard now, but they still don’t learn.
I'm sure only few people who do this way. Most people probably think about savings and they gradually collect money for investment. We are in the era of digital where we easily get a lot of information. It is too bad that there are some people who never understands the importance of saving and investment. Sure, life is getting more difficult, no one should waste their money in an unnecessary thing. Buying iPhones isn't an urgent matter, it is better to focus on collecting money for saving and investment.


 

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