1. Clearly no, because the phishing link works very fast and dangerous. And here, I personally am very preventive against all kinds of links in emails or other platforms. Prevention is better than cure, there have been many examples of experiences from others, and that's enough, without having to experience it yourself.
3. I'm using it, because I sometimes cannot access some certain platforms. but ensure that it's paid one, and stay to be careful, every V{N must have also the risks, so, be careful of using it, too.