People all over the world want to make money. The last major surge in the capital market was the emergence and development of the Crypto Market (the new capital market has grown in recent years). XRP coins are in 4th place among the top 10 crypto coins.
Ripple is a business-supported startup with offices in San Francisco, New York, London, Luxembourg and Sydney. Ripple leaders bring together decades of experience in technology, financial services and compliance. Ripple stated his goal was the use of cross-border payment technology and the use of XRP as a buffer between fiat money transfers. The most famous names in Ripple's leadership are: David Schwartz, Stefan Thomas, Miguel Vias and Brad Garlinghouse.