To a ripple coin, there is really a lot of dislike because it is completely centralized. Some people suggest that it does not even include it as a crypto currency. However, this is incorrect, because all digital coins that work on blockchein technology should be considered crypto currency regardless of whether it is centralized or not.
However, I recently read that this coin is going to be decentralized. Therefore, all dislike for her should fall away. The fact that it serves the banking system can not serve as a basis for distrust of it. It completely replaces the obsolete SWIFT method, which was previously used in banks to transfer money. Ripple now does this not for hours, but in a matter of seconds, delivering money to anywhere in the world. So this is a very promising coin.