Absolutely not too expensive for newcomers. People think it can rise to over $100,000. If you even had .1 bitcoin right now(which would be around $650) and saved it until that price you'd have $10,000. I think you're already far ahead of the pack than most people, a lot of people are not even aware of the crypto world yet. They'll be kicking themselves in a few years and wished they invested. Of course it could end up failing overall, but I think that's only a tiny possibility. It's well worth the risk in my opinion.