Saving money in cryptocurrency is a smart way, I agree with you in this case. Anyway, the problem is to choose the best coins for our investment. Not all the coins in cryptocurrency have a bright future, some of them may not survive during the bear market. Yeah, bear market have take very long time, It caused much changes in crypto market. If you are not smart in selecting coins, then you just waste time for the investment, and you lose your money forever. Among all coins, I just believe to invest in ethereum and bitcoin. I think they are the best coins to save our money, friend.