I think Ripple( XRP) is mainly used by the banking sector and that will actract more investors but unfortunately, many people see Ripple is centralized coin. Nevertheless, Bitcoin was developed as a digital currency with the aim of paying for services and goods. Ripple, in turn, was created for banks and payment networks as a payment settlement, money transfer system, and currency exchange. The main idea of Ripple was to create a system of direct asset transfers in real-time which would be cheaper, more transparent, and secure than the existing payment methods, such as swift payments. I think that Bitcoin and Ripple has defferent goals to their respective users and Ripple may not top or overtake Bitcoin now nor in the future.