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yeah, I personally still ask, how could it be that XRP was not a gold coin (quality coin), but now it can become a gold coin?and I'm sure some people also ask about that.but now everything has been answered, because XRP has succeeded in making people who used to not believe in XRP, now believe and use it as a daily transaction.
Ripple use many bank for transaction bank to bank fot cut transaction fee. Year by year many banks join it, so ripple will be gold coin. Invesment on it enough profitable.