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I think if all countries in the world agree to use crypto in all transactions in all fields. Is paying insurance, shopping, paying electricity bills will be as easy as flicking a finger?
I hope It will happen soon mate. all transactions around the world use crypto, Digital era will come soon. Lets see.
Each government has to set cryptocurrency friendly regulations first before that can happen. At the moment, many are still debating as to how they will go about digital currencies especially in the field of taxation.