Many people like you try to hold on to bitcoins but never do for various reasons, but if possible, earning something from the outside will play an important role in collecting your bitcoins. I am a child of a middle class family, my financial condition is not good, I have to sell what I earn when needed, I can't save anything. Think on your own and try to earn something from the outside physically. Currently I physically meet the demand with the earnings I earn from the off site and invest all bitcoins. Thus we have no way to invest money at once without investing. Every man has to increase his investment with his own thinking otherwise he will never be able to increase his investment.
I also think so, our daily life and daily needs are getting more and more but the income is relatively low, this way I can fulfill my own needs and the results of real life I give to the family.
To hold Bitcoin is very difficult because it is always forced to fulfill other needs.
But I still have a few coins that I'm still holding now.
Well, I am a young married man with three kids at the moment, and I wasn't born into a wealthy home either, in fact, I was actually born into a very poor family because due to money issues, I could not complete my education, and with regards to my own background in terms of finance, I will be honest with you, if you have a means through which you earn bitcoin, or you found a way to invest in bitcoin, holding it can be easy for you, or hard for you, it all depends on you and what your priorities are.
If you have a way to earn bitcoin and want to hold it as a future investment, all you have to do is find something else doing that will be fetching you money, it could be a business or a job, this way, you get to hold your bitcoin and not sell it to solve financial issues of your life and family, if you have a dependable business or a job, and have your way of earning bitcoin, you could build your bitcoin balance and overtime, you discover you've been able to accumulate more bitcoin than you could have ever been able to afford.
But on the other hand, if you don't have a way of earning bitcoin, you could save out money from your job or business on weekly, bi-weekly or monthly basis and buy bitcoin with it and hold, and as long as you keep working and earning, and keep accumulating bitcoin, your investment keeps growing and one day, you might wake up to discover that what started very small have turned out to become very big.
So, in the end, holding your bitcoin is always a choice you have to make for yourself, if you want to hold your bitcoin for a very long time without ever needing to sell any for any reason, you have to have something else doing that is fetching you enough money for your day to day expenses, so you don't rush to sell your bitcoin at any slight financial challenge.